LTCI Cost of Waiting  

What is the cost of waiting to buy long-term care insurance?

There is a time-honored phrase related to long-term care insurance and it goes like this: "Your money pays for long-term care insurance, but your health buys it."

As one ages, the risk of not being able to qualify for long-term care insurance may increase due to deteriorating health.

In addition to the risks of health problems as we age, the dollar cost of long-term care insurance rises dramatically because the insurer has less time to accumulate sufficient reserves to cover its part of the risk.

     

What is your current age?

What is the annual premium for a long-term-care policy at your current age? (If you do not know the premium, see your insurance professional for a complimentary quote.)

$

If you delay purchasing long-term care coverage now, at what age might you buy it in the future?

At what age do you anticipate requiring long-term care benefits?

 
   
   
Tri-Capital Financial
1355 E Cypress Avenue, Suite A • Redding, CA • 96002
Phone: 530-223-5555 • Fax: 530-221-6797
• larue.rocha@brecek.com

Securites offered through Securities America, Inc., Member FINRA/SIPC.  La Rue Rocha, Registered Representative.  Tri-Capital Financial, Inc. and Securities America are separate entities.

This is not an offer or solicitation for brokerage services or other products or services in any jurisdiction where we are not authorized to do business.  La Rue Rocha is licensed to conduct securities in the following states: California.  And insurance in the following states: California.